How Smart Home Devices = Potential Home Insurance Savings

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If you are thinking about updating your home this summer? Discover ways you can protect your family and save time and money with smart devices. You’ll also find tips for clearing allergens out of your home and advice to help you pack your home for a stress-free move. If you’re still looking for your dream home, give me a call. I’ll help you find a home you’ll love!

Smart homes are now more accessible and powerful than ever before. You can run anything from a doorbell to a slow cooker with your phone. Surprisingly, this can do more than just save you time; it can save you money on your home insurance. These days, it’s not uncommon for insurance companies to offer discounts or premium reductions to homeowners who implement smart home devices. Some of the most common discounts go to those implementing technology that improves the safety, security, or energy management of your home.

Safety

Smart home devices can ensure your house and belongings are protected even when you’re not there. Systems and devices that monitor for burglary, flooding, carbon monoxide, or fire can limit the short and long-term risk to your house. Some insurance policies will take these smart monitoring systems into account and offer you a discount for the reduced risk.

Security

Homes with security systems in place are three times less likely to be burglarized, and many home insurance companies will offer premium credits, some up to 15 percent off your insurance rate, to those who take active steps to protect their home.

Energy Management

Smart energy-management technology can save you money in a couple different ways. First, you can lower your energy bill by remotely controlling your thermostats and lights. Second, you can use energy-management technology to provide backup power for appliances and electronics during power outages.

Let us know if we can point you in the right direction for “smart” device.

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About the Author
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Gina is an Associate Broker with Realty ONE Group and the Team Leader for The Gina McKinley Group. She is dedicated to selling homes in Arizona and passionate about providing the ultimate customer service experience through her expertise in the field. Gina received her real estate license in 1998 and has worked hard to service her clients by obtaining the designations and special education of Certified Luxury Home Marketing Specialist, Certified Distressed Property Expert, Certified Residential Specialist, Accredited Buyers Representative, Certified Investor Agent Specialist, Short Sale & Foreclosure Resource Specialist, and Senior Real Estate Specialist. She has been recognized by RE/MAX International with the prestigious Life Time Achievement Award and has also been named "Top 1%" in the State of Arizona by Real Trends. Gina's real estate marketing and business knowledge, experience, and contacts ensure that you will receive a world class customer experience when you work with the Gina McKinley Group to help you sell your home, buy your new home, or sell or purchase an investment property.

Gina's personal time is spent with her family, especially her daughter and business partner, Kristin. She is passionate about giving back to the community, donating a portion of each sale to local charities. Her hobbies include travel, fitness, gardening, and outdoor activities such as hiking, and golf.